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Manipal Payment & IDE S L

MPIMANIPALNSE
₹309.20▼ -5.40 (-1.72%)
Whole company worth₹7,152 Cr
Price for ₹1 of profit₹27
1-year range₹306 – ₹458

The short version

A highly profitable lender — priced in line with what it earns.

What Manipal Payment & IDE S L does

Incorporated in 2008, Manipal Payment & Identity Solutions Limited provides the payment solutions, identification solutions, secure solutions, and smart tagging and Internet of Things (IoT) solutions to banks, fintechs, & NBFC's.

Worked out from Manipal Payment & IDE S L's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.

01What does it do?

Manipal Payment & IDE S L is a small-sized company in financial services.

Incorporated in 2008, Manipal Payment & Identity Solutions Limited provides the payment solutions, identification solutions, secure solutions, and smart tagging and Internet of Things (IoT) solutions to banks, fintechs, & NBFC's.

Whole company is worth
₹7,152 crore
Shareholders
28,197 people
Listed since
2026

A small company by stock-market value — these tend to move more sharply.

02Is it growing?

Income grew 6% last year.

There is not enough history yet to judge Manipal Payment & IDE S L's growth over several years.

03757501.1k1.5kFY24FY25FY261.3k
Point at a bar for exact figures · amounts in ₹ crore

03Does it make money?

Out of every ₹100 it brings in, it keeps ₹19 as profit.

Here is where the money from Manipal Payment & IDE S L's income went in FY26, the latest full year it has reported.

  1. ₹73Running the businessstaff, branches, technology and provisions for bad loans
  2. ₹3.6Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
  3. ₹4.2Wear and tearmachines, stores and buildings losing value over time
  4. ₹19Profit it keepswhat is left for the company's owners

On the money its owners have put in

It earns ₹45 a year on every ₹100 its owners have invested.

Bank FD ~₹6–7
₹45
₹0₹10₹20₹30₹40₹50₹60

That figure is called return on equity (ROE). Above ₹20 is rare and usually means the business has something competitors struggle to copy. For comparison, a bank fixed deposit pays roughly ₹6–7.

04Is the price high or low?

You pay ₹27 for every ₹1 of profit it makes in a year.

This is the P/E ratio: share price divided by a year's profit per share. A P/E of 27 means buyers are paying for about 27 years of today's profit up front.

The share price over the past year

It is trading close to its lowest price of the past year (₹306.15).

05Who owns it?

Its founders and parent group own 54 of every 100 shares — they control the company.

If the company were split into 100 equal shares, this is who would hold them. 28,197 people and institutions hold its shares.

As filed for the quarter ending 30 Sept 2026. Arrows show the change since the quarter before, in percentage points.

06What is going well, and what to watch

Nothing in the figures stands out as a worry.

Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.

Going well

  • Earns ₹45 a year on every ₹100 of shareholders' money.

Worth watching

No warning signs in the figures we have.

07What happened lately?

Its latest quarter.

Apr–Jun 2026 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.

Income

₹419 Cr

Profit

₹78 Cr

No notable developments in the last few weeks.

Advanced view

Every number, every table, the full chart.

Ten years of statements, quarterly results, peers side by side, technical indicators, analyst estimates, bulk deals and filings.

This page describes Manipal Payment & IDE S L using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.

Manipal Payment & Ide S L (MPIMANIPAL): company summary

The company's annual revenue rose 5.7% to ₹1,327 crore, but net profit fell 10.3% to ₹253 crore.

Manipal Payment & Ide S L (MPIMANIPAL) is a small-cap Financial Services company valued at ₹7,152 crore operating in Financial Technology (Fintech) on the NSE and BSE.

Recent price move
Manipal Payment & Ide S L last traded at ₹309.2, modestly down 1.72% on the day.
Financial performance
The company's annual revenue rose 5.7% to ₹1,327 crore, but net profit fell 10.3% to ₹253 crore. The latest quarter saw revenue of ₹419 crore and net profit of ₹78 crore, with the net profit margin narrowing 3.4 percentage points to 19.1%.
Valuation multiples
The stock trades at 27.1 times earnings, a premium to the Financial Services median of 19.2.
Things to watch
The company has not paid out any dividends despite reporting profits. The net profit margin has declined significantly, and the stock is 27.9% below its 52-week high.
Where it stands
The company has seen revenue growth but declining profitability, with the net profit margin falling 3.4 percentage points. The stock is trading 27.9% below its 52-week high, reflecting a lack of recent price momentum.

Summarised by DocStoX's model on 2026-10-17 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

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