Niva Bupa Health Insurance Company Limited
₹75.47▼ -0.54 (-0.71%)
NIVABUPA·NSE·Financial Services
Market Cap
14042.50 Cr
PE Ratio
106.30
Volume
24,44,658
Day High - Low
77.10 - 74.55
52W High-Low
91.40 - 67.50
₹75.47▼ -0.54 (-0.71%)
Market Cap14042.50 Cr
PE Ratio106.30
Volume24,44,658
Day High - Low77.10 - 74.55
52W High-Low91.40 - 67.50
Niva Bupa Health Insurance Company Limited (NIVABUPA): company summary
The company's revenue grew 24.6% annually, but net profit fell 38.9% year-on-year.
Niva Bupa Health Insurance Company Limited (NIVABUPA) is a small-cap Financial Services company valued at ₹14,043 crore operating in General Insurance on the NSE and BSE.
- Recent price move
- Niva Bupa Health Insurance Company Limited last traded at ₹75.47, modestly down 0.71% on the day.
- Recent developments
- On 2026-09-13, the company reported a 93% increase in profit for the first quarter of FY27, driven by margin gains. This marks a significant turnaround from the previous quarter, which reported a net profit loss of ₹35 crore, and the quarter before that, which also reported a net profit loss of ₹88 crore.
- Financial performance
- The company's revenue grew 24.6% annually, but net profit fell 38.9% year-on-year. The latest quarter saw revenue rise 27.9% compared to the same quarter a year earlier, while net profit surged 94.4%, indicating improved profitability in the recent period. However, the net profit margin narrowed to 2.0% from 4.0% a year ago, and return on capital employed turned negative at -2.9%.
- Valuation multiples
- The stock trades at 106.3 times earnings, a premium to the Financial Services median of 19.3, 3.88 times book value.
- Things to watch
- The company's net profit margin has declined by 2.0 percentage points, and return on capital employed is negative at -2.9%. The stock is 20.2% below its 52-week high, and the company has not paid out any dividends despite reporting profits.
- Where it stands
- The company's business has shown strong revenue growth, with a 32.9% three-year revenue CAGR and a 36.5% five-year revenue CAGR. However, net profit has declined significantly on an annual basis, while the latest quarter saw a sharp rise in net profit. The company's return on capital employed is negative, and it has not distributed any dividends to shareholders.
Summarised by DocStoX's model on 2026-10-03 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
4.4/10
Weak
Fair Value
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ROE
3.45%
Weak
P/E
106.30x
Expensive
Debt / Equity
0.07
Low
Industry
Financial Services
General Insurance
Overall View
Mixed
Price performance
Day₹74.55
₹77.10
52W₹67.50
₹91.40
DocStoX take
Supported by growth (10.0) and risk (7.7), but held back by valuation (0.0). Growth looks strong at 10.0, but that is offset by valuation at 0.0 and quality at 2.0 and momentum at 2.6. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence4.4
/10
Weak
Quality
Weak
ROE 3.5%
Valuation
Expensive
P/E 106.3×
Growth
Strong
Revenue +36.5% 5Y CAGR
Risk
Low risk
D/E 0.07 (lender)
Momentum
Weak
33% of 52-week range
At a glance
Market Cap
₹14,043 Cr
52W High / Low
₹91 / ₹68
Dividend Yield
0.00%
Promoter Holding
55.30%
EPS (TTM)
₹0.71
Book Value
₹20.48
Key highlights
- Profit compounding 116% a year
- Revenue compounding 37% a year
- Quality is weak (2.0/10)
- Valuation is weak (0.0/10)
2 Positives3 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Niva Bupa Health Insurance Company Limited peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
Compare Niva Bupa Health Insurance Company Limited with peers
Niva Bupa Health Insurance Company Limited vs HDFC Bank LimitedNiva Bupa Health Insurance Company Limited vs ICICI Bank LimitedNiva Bupa Health Insurance Company Limited vs State Bank of IndiaNiva Bupa Health Insurance Company Limited vs Bajaj Finance LimitedNiva Bupa Health Insurance Company Limited vs Life Insurance Corporation Of IndiaNiva Bupa Health Insurance Company Limited vs Kotak Mahindra Bank Limited
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