VB Desai Financial Services
VBDESAIBSE
₹19.50▼ -0.50 (-2.50%)
Whole company worth₹9 Cr
Price for ₹1 of profit₹19
1-year range₹12 – ₹28
The short version
A slow-growing, thinly profitable lender — priced low for what it earns.
What VB Desai Financial Services does
Incorporated in 1985, V. B.
Worked out from VB Desai Financial Services's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
VB Desai Financial Services is a micro-sized company in other financial services.
Incorporated in 1985, V. B.
- Whole company is worth
- ₹8.8 crore
- Shareholders
- 4,905 people
A very small company by stock-market value — prices can swing hard and trading can be thin.
02Is it growing?
Income has grown 7% a year for 5 years.
At that pace a business doubles in size roughly every 11 years. Profit grew even faster, at 20% a year — the business is keeping more of each rupee it brings in.
Point at a bar for exact figures · amounts in ₹ crore
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹23 as profit.
Here is where the money from VB Desai Financial Services's income went in FY26, the latest full year it has reported.
₹77
₹23
- ₹77Running the businessstaff, branches, technology and provisions for bad loans
- ₹23Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹4 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹4
₹-10₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹19 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 19 means buyers are paying for about 19 years of today's profit up front.
The share price over the past year
It is 30% below its highest price of the past year and 68% above its lowest.
05Who owns it?
Its founders and parent group own 42 of every 100 shares — a large stake, though not a majority.
If the company were split into 100 equal shares, this is who would hold them. 4,905 people and institutions hold its shares.
As filed for the quarter ending 31 Mar 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
The figures raise more questions than they answer.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
Nothing stands out in its favour in the figures we have.
Worth watching
- Thinly traded — only about ₹1 lakh of shares change hands a day, so buying or selling can move the price.
07What happened lately?
Its latest quarter.
Oct–Dec 2025 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹0.6 Cr
Profit
₹0.2 Cr
No notable developments in the last few weeks.
Advanced view
Every number, every table, the full chart.
Ten years of statements, quarterly results, peers side by side, technical indicators, analyst estimates, bulk deals and filings.
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This page describes VB Desai Financial Services using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
VB Desai Financial Services (VBDESAI): company summary
The company's annual revenue grew 19.1% to ₹3 crore, but net profit remained at ₹0 crore.
VB Desai Financial Services (VBDESAI) is a micro-cap Financial Services company valued at ₹9 crore operating in Other Financial Services on the NSE and BSE.
- Recent price move
- VB Desai Financial Services last traded at ₹19.5, down 2.50% on the day.
- Financial performance
- The company's annual revenue grew 19.1% to ₹3 crore, but net profit remained at ₹0 crore. In the latest quarter, revenue fell 8.1% year-on-year to ₹1 crore, while net profit stayed at ₹0 crore, though the quarter's net profit margin improved to 14.2% from 11.2% the prior year.
- Valuation multiples
- The stock trades at 18.8 times earnings, broadly in line with the Financial Services median of 19.2, 0.66 times book value.
- Things to watch
- The company has not reported any net profit in the latest fiscal year or the latest quarter, despite a rise in the net profit margin. The stock is 31.1% below its 52-week high, and domestic institutional holding is at 0.00%.
- Where it stands
- VBDESAI has seen revenue growth of 19.1% annually, but net profit remains at zero. The latest quarter showed a revenue decline of 8.1% year-on-year, while the net profit margin improved to 14.2%. The stock is 31.1% below its 52-week high.
Summarised by DocStoX's model on 2026-10-18 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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VB Desai Financial Services peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedPunjab National BankUnion Bank of India
Compare VB Desai Financial Services with peers
VB Desai Financial Services vs HDFC Bank LimitedVB Desai Financial Services vs ICICI Bank LimitedVB Desai Financial Services vs State Bank of IndiaVB Desai Financial Services vs Bajaj Finance LimitedVB Desai Financial Services vs Life Insurance Corporation Of IndiaVB Desai Financial Services vs Kotak Mahindra Bank Limited
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