VB Desai Financial Services
₹19.40▲ +0.00 (+0.00%)
VBDESAI·BSE·Financial Services
Market Cap
8.51 Cr
PE Ratio
18.65
Volume
281
Day High - Low
19.40 - 19.40
52W High-Low
27.85 - 11.60
₹19.40▲ +0.00 (+0.00%)
Market Cap8.51 Cr
PE Ratio18.65
Volume281
Day High - Low19.40 - 19.40
52W High-Low27.85 - 11.60
DocStoX Intelligence: VB Desai Financial Services (VBDESAI)
DocStoX rates VBDESAI as “buy”, scoring 8.1/10 with 72% confidence.
VB Desai Financial Services (VBDESAI) is a micro-cap Financial Services company valued at ₹9 crore operating in Other Financial Services on the NSE and BSE.
- What changed?
- VB Desai Financial Services last traded at ₹19.4, unchanged on the day.
- Is the business improving?
- Revenue has been growing steadily at 5.7% a year over three years; profit grew 24.2% a year, ahead of revenue — margins are expanding. Return on equity is 4.1%.
- Is it expensive?
- The stock trades at 18.6 times earnings, broadly in line with the Financial Services median of 20.6, 0.63 times book value.
- What could go wrong?
- The price sits 30% below its 52-week high.
- DocStoX conclusion
- DocStoX rates VBDESAI as “buy”, scoring 8.1/10 with 72% confidence.
Generated from DocStoX data · verdict updated 2026-09-08. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
5.9/10
Fair
Fair Value
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ROE
4.10%
Weak
P/E
18.65x
Fair
Debt / Equity
0.00
Low
Industry
Financial Services
Other Financial Services
Overall View
Fair
Price performance
52W₹11.60
₹27.85
DocStoX take
Supported by valuation (7.8) and risk (6.5), but weakest on quality (4.5).
DocStoX score
Low confidence5.9
/10
Fair
Quality
Modest
ROE 4.1%
Valuation
Cheap
P/E 18.6×
Growth
Steady
Revenue +6.8% 5Y CAGR
Risk
Moderate
D/E 0.00 (lender)
Momentum
Soft
48% of 52-week range
At a glance
Market Cap
₹9 Cr
52W High / Low
₹28 / ₹12
Dividend Yield
0.00%
Promoter Holding
42.27%
EPS (TTM)
₹1.04
Book Value
₹28.49
Key highlights
- Profitable in all of the last 4 years
- Profit compounding 20% a year
- Small ₹9 cr company — thinner liquidity
2 Positives1 Watchout
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
VB Desai Financial Services peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC BANK LTDICICI BANK LTD.STATE BANK OF INDIABAJAJ FINANCE LIMITEDLIFE INSURA CORP OF INDIAKOTAK MAHINDRA BANK LTDAXIS BANK LIMITEDBAJAJ FINSERV LTD.SHRIRAM FINANCE LIMITEDSBI LIFE INSURANCE CO LTDCHOLAMANDALAM IN & FIN COTATA CAPITAL LIMITED
Compare VB Desai Financial Services with peers
VB Desai Financial Services vs HDFC BANK LTDVB Desai Financial Services vs ICICI BANK LTD.VB Desai Financial Services vs STATE BANK OF INDIAVB Desai Financial Services vs BAJAJ FINANCE LIMITEDVB Desai Financial Services vs LIFE INSURA CORP OF INDIAVB Desai Financial Services vs KOTAK MAHINDRA BANK LTD
Related tools & concepts
Value VB Desai Financial Services with the ratios and calculators DocStoX uses in its analysis.
P/E RatioPrice to earningsReturn on Equity (ROE)ProfitabilityROCECapital efficiencyDebt to EquityLeverageP/B RatioPrice to bookNet Profit MarginBottom-line efficiencyDCF / Intrinsic ValueEstimate fair valueCAGR CalculatorAnnualised returnDividend YieldIncome on pricePosition SizeRisk-based sizingBrokerage CalculatorCharges on a tradeSIP CalculatorSystematic investing