V B Desai Financial Services Ltd
VBDESAIFINANCIALLTDNSE
₹0.00▲ +0.00 (+0.00%)
Whole company worth₹8 Cr
Price for ₹1 of profit₹8.3
1-year range₹12 – ₹34
Not currently trading — we have seen no trades on NSE or BSE recently. It may be suspended, delisted, or renamed after a corporate action. Not a live price.
The short version
A shrinking, thinly profitable lender — priced low for what it earns.
What V B Desai Financial Services does
Incorporated in 1985, V. B.
Worked out from V B Desai Financial Services's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
V B Desai Financial Services is a micro-sized company in other financial services.
Incorporated in 1985, V. B.
- Whole company is worth
- ₹7.9 crore
- Shareholders
- 4,886 people
A very small company by stock-market value — prices can swing hard and trading can be thin.
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹31 as profit.
Here is where the money from V B Desai Financial Services's income went in FY25, the latest full year it has reported.
₹69
₹31
- ₹69Running the businessstaff, branches, technology and provisions for bad loans
- ₹31Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹5 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹5
₹-10₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹8.3 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 8.3 means buyers are paying for about 8.3 years of today's profit up front.
The share price over the past year
05Who owns it?
Its founders and parent group own 42 of every 100 shares — a large stake, though not a majority.
If the company were split into 100 equal shares, this is who would hold them. 4,886 people and institutions hold its shares.
As filed for the quarter ending 30 Jun 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
The figures raise more questions than they answer.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
Nothing stands out in its favour in the figures we have.
Worth watching
- Income fell 14% in the latest financial year.
07What happened lately?
Its latest quarter.
Oct–Dec 2025 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹0.6 Cr
Profit
₹0.2 Cr
No notable developments in the last few weeks.
Advanced view
Every number, every table, the full chart.
Ten years of statements, quarterly results, peers side by side, technical indicators, analyst estimates, bulk deals and filings.
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This page describes V B Desai Financial Services using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
V B Desai Financial Services Ltd (VBDESAIFINANCIALLTD): company summary
V B Desai Financial Services Ltd (VBDESAIFINANCIALLTD) is a micro-cap Financial Services company valued at ₹8 crore operating in Other Financial Services on the NSE and BSE.
V B Desai Financial Services Ltd (VBDESAIFINANCIALLTD) is a micro-cap Financial Services company valued at ₹8 crore operating in Other Financial Services on the NSE and BSE.
- Financial performance
- Return on equity stands at 4.8%.
- Valuation multiples
- The stock trades at 8.3 times earnings, a discount to the Financial Services median of 19.2, 0.61 times book value.
Generated from DocStoX data. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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V B Desai Financial Services Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedPunjab National BankUnion Bank of India
Compare V B Desai Financial Services Ltd with peers
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