VLS Finance Limited

VLS Finance Limited (VLSFINANCE) is a micro-cap Financial Services company valued at ₹677 crore operating in Investment Company on the NSE and BSE.

Recent price move

VLS Finance Limited last traded at ₹220, modestly down 1.09% on the day.

Recent developments

On 2026-09-18, the company announced a dividend of ₹1.50 per share, with the ex-date set for that day. The latest quarter results showed a significant improvement in both revenue and net profit compared to the year-ago period, suggesting a potential turnaround in the business.

Financial performance

The company's business is shrinking, with annual revenue falling 61.0% and annual net profit dropping 52.7%. However, the latest quarter saw revenue rise 24.8% and net profit jump 35.2% compared to the same quarter a year earlier. The net profit margin widened to 55.2% from 45.5% in the prior year, but return on equity and return on capital employed remain low at 1.0% and 2.2%, respectively.

Valuation multiples

The stock trades at 33.9 times earnings, a premium to the Financial Services median of 19.3, 0.36 times book value. It yields 0.6%.

Things to watch

The company's annual revenue and net profit have declined sharply over the past five years, with profit falling 37.1% annually. The stock is 31.9% below its 52-week high, and the latest quarter's net profit, while up 35.2% from the year-ago period, is still far below the annual average. The return on equity and return on capital employed are very low, indicating poor efficiency in generating returns from shareholders' funds.

Where it stands

VLS Finance Ltd's business has been shrinking for years, with revenue and profit declining at double-digit rates. However, the latest quarter showed a strong rebound, with revenue and net profit rising 24.8% and 35.2% respectively compared to the same quarter a year earlier. The stock is 31.9% below its 52-week high, and the company's return on equity remains very low at 1.0%.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.