The Jammu & Kashmir Bank Limited

The Jammu & Kashmir Bank Limited (J%26KBANK) is a small-cap Financial Services company valued at ₹14,805 crore operating in Private Sector Bank on the NSE and BSE.

Recent price move

The Jammu & Kashmir Bank Limited last traded at ₹137.05, modestly down 1.23% on the day.

Recent developments

On 2026-07-02, J&K Bank reported hitting a ₹3 lakh crore business mark, with total business growing over 20% year-on-year, driven by 16% deposit growth and 25% rise in gross advances.

Financial performance

The company's annual net profit rose 13.3% to ₹2,360 crore, while the latest quarter's net profit fell 11.6% to ₹429 crore compared to the same quarter a year earlier. Profit margins remain stable at 17.9%, but return on capital employed is low at 5.4%, indicating inefficiency in using capital.

Valuation multiples

The stock trades at 6.4 times earnings, a discount to the Financial Services median of 19.3, 1.04 times book value. It yields 1.5%.

Things to watch

The latest quarter's net profit declined 11.6% compared to the same quarter a year earlier, signaling potential pressure on profitability. The stock is 30.6% below its 52-week high, reflecting a significant pullback from recent peak levels.

Where it stands

J&K Bank's annual net profit grew 13.3% to ₹2,360 crore, but the latest quarter's net profit dropped 11.6% to ₹429 crore. The stock is 30.6% below its 52-week high, highlighting recent underperformance relative to its peak.

Summarised by DocStoX's model on 2026-10-03 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.